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Printable envelope budget template (PDF)

By Andrew Boyko · Updated Nov 2026

A one-page payday plan and a sheet of cash envelope labels. Print at home, no sign-up.

Download the PDF (2 pages)

What is in the PDF

How to use it

  1. Write the period dates and your income at the top.
  2. Fill the Assigned column until the total equals your income.
  3. Pencil in each purchase under Spent, or keep receipts in the envelope if you use cash.
  4. When an envelope runs out, move money from another one and note it.

Preview

Payday plan

Period: ____________ to ____________    Income: $____________

EnvelopeAssignedSpentLeftNotes
Rent / housing
Groceries
Transport
Utilities
Eating out
Fun
Personal care
Household
Health
Gifts
Emergency fund (sinking)
Car (sinking)
Travel (sinking)
Other
TotalLeft to assign must be $0

Prefer not to carry paper? The same method runs in your phone with a daily safe-to-spend pace.

Open Sealed Use the splitter